We’ve teamed up with the specialists at Westfield Health to introduce customers to competitive private health insurance plans that puts you in control of your wellbeing. Because you want to lead a healthy, happy life . . . no matter what the world throws at you.

What is Private Health & Wellness Insurance?

Westfield Health’s Private Health Insurance gives you prompt diagnosis, referral and fast access to private treatment for covered conditions, with an affordable price tag.

Prices are calculated based on age and, for a 45 year old, they start from just £5.94 a month for Level 1 cover and £16.35 for Level 2, without outpatient benefit.

As a result of the coronavirus pandemic, the NHS is under more pressure than ever before. There are currently a record 5.45 million people on the waiting list for hospital treatment, with fears it could reach 14 million by Autumn 2022.

Traditional Private Medical Insurance (PMI) that covers cancer and heart can be expensive, and high costs can add worry to an already stressful time when you’re waiting for surgery.

We’re here to help you lead a happier, healthier life and believe that good health cover should be accessible to all, at an affordable price.

How it works

Visit your GP, who will refer you to a specialist

Call the PHI team and you will be assigned a dedicated case manager who will work with you throughout your claim

Providing your claim is eligible, you arrange the date for the procedure and receive treatment as a private patient

Your chosen hospital will then be contacted and all bills will be paid directly. If you choose to have NHS treatment, the cash benefit will be paid directly to you.

See how Private Health & Wellness Insurance can work for you

Skip the queue
Avoid the pain and stress associated with typical NHS waiting times.

Choose from any UK hospital
Where a fixed price package is available. Choose your most convenient hospital or treatment centre.

All bills settled directly
All bills are settled directly with the hospital so you’re never out of pocket.

Dedicated case manager
Your personal case manager will guide and support you through the process.

Straightforward premiums
The price you pay isn’t affected by your location or number of claims, and no medical is required.

Immediate cover for new conditions
You’re covered for new conditions from the moment your cover starts.

How is it different to traditional Private Medical Insurance?


Heart disease and cancer-related conditions are not covered
These areas are prioritised by the NHS, and removing them from your cover keeps your premium low.

No penalty for claiming
Your premium does not increase when you make a claim.

No medical history
You won’t be asked for a medical history or asked if you smoke.

NHS benefit
If you choose to have NHS treatment, the cash benefit is paid directly to you.

Tailor your cover with optional outpatient care

With Private Health Insurance you can choose from two levels of cover to suit your budget. Level 2 covers more procedures than Level 1 and includes a higher maximum benefit over the policy lifetime.

Click here for more information on the difference between cover levels.

On both levels, you can also choose to add £1,000 of outpatient care. This will increase the monthly premium but cover things like:

To keep this cost increase to a minimum you can choose to add a £100 excess, which is only payable on outpatient care.

Mammoth Wellness is an Introducer Appointed Representative of Westfield Contributory Health Scheme

Get your quote today

Enter your details to get your quote for fast access to private treatment. You’ll be covered for new conditions as soon as your cover starts. If you still have questions, read Westfield Health’s FAQs.

Get a quote today