We’ve teamed up with the specialists at Westfield Health to provide customers with a competitive private health insurance plan that puts you in control of your wellbeing. Because you want to lead a healthy, happy life . . . no matter what the world throws at you.
What is Private Health Insurance?
Westfield Health’s Private Health Insurance gives you prompt diagnosis, referral and fast access to private treatment, without the high price tag.
Prices are calculated based on age and, for a 45 year old, they start from just £5.94 a month for Level 1 cover and £16.35 for Level 2, without outpatient benefit.
The NHS is under more pressure than ever before. The National Audit Office expects the waiting list for non-urgent surgery to reach 4.5 million people by March 2020, 400,000 higher than in March 2018.*
Traditional Private Medical Insurance (PMI) can be expensive, and high costs can add worry to an already stressful time when you’re waiting for surgery.
Good health cover should be accessible to all, at an affordable price, to help you lead a happier, healthier life.
* NHS England 2019
How it works
Visit your GP, who will refer you to a specialist
Call the PHI team and you will be assigned a dedicated case manager who will work with you throughout your claim
Providing your claim is eligible, you arrange the date for the procedure and receive treatment as a private patient
Your chosen hospital will then be contacted and all bills will be paid directly. If you choose to have NHS treatment, the cash benefit will be paid directly to you.
See how Private Health Insurance can work for you
Skip the queue
Avoid the pain and stress associated with typical NHS waiting times.
Choose from any UK hospital
Where a fixed price package is available. Choose your most convenient hospital or treatment centre.
All bills settled directly
All bills are settled directly with the hospital so you’re never out of pocket.
Dedicated case manager
Your personal case manager will guide and support you through the process.
The price you pay isn’t affected by your location or number of claims, and no medical is required.
Immediate cover for new conditions
You’re covered for new conditions from the moment your cover starts.
How is it different to traditional Private Medical Insurance?
Heart disease and cancer-related conditions are not covered
These areas are prioritised by the NHS, and removing them from your cover keeps your premium low.
No penalty for claiming
Your premium does not increase when you make a claim.
No medical history
You won’t be asked for a medical history or asked if you smoke.
If you choose to have NHS treatment, the cash benefit is paid directly to you.
Tailor your cover with optional outpatient care
With Private Health Insurance you can choose from two levels of cover to suit your budget. Level 2 covers more procedures than Level 1 and includes a higher maximum benefit over the policy lifetime.
Click here for more information on the difference between cover levels.
On both levels, you can also choose to add £1,000 of outpatient care. This will increase the monthly premium but cover things like:
- Specialist consultations
- Diagnostic tests such as x-rays, blood tests and ultrasounds
- MRI, CT and PET scans
- Post-operative physiotherapy
To keep this cost increase to a minimum you can choose to add a £100 excess, which is only payable on outpatient care.
Get your quote today
Enter your details to get your quote for fast access to private treatment. You’ll be covered for new conditions as soon as your cover starts. If you still have questions, read Westfield Health’s FAQs.Get a quote today